Disclaimer

Last Updated: April 14, 2026

Important Legal Disclaimer

Please read this disclaimer carefully before using the services provided by 755CreditScore ("Company," "we," "us," or "our").

1. Not Legal or Financial Advice

755CreditScore does not provide tax, legal, or financial advice. If you need legal advice, you must contact a licensed attorney. The information provided on this website and through our services is for informational purposes only and should not be construed as legal or financial counsel.

2. No Guarantee of Results

Comments about the possible and potential outcome of your credit counseling matters are based on our experience and prior success in similar cases. However, 755CreditScore does not guarantee the permanent removal of accurate and verifiable information from your credit report. Individual results vary based on factors beyond our control, including the credit bureaus' responses to our disputes and the nature of the information on your report.

3. Client Participation Required

Your active participation is essential to the success of our credit counseling services. This includes:

• Providing accurate and complete information about your credit accounts
• Responding promptly to requests for documentation
• Reviewing credit reports and disputes
• Following recommended financial practices
• Maintaining communication with our team

4. Individual Results May Vary

Credit counseling outcomes depend on many factors, including the type of negative items on your report, how recent they are, and the credit bureau's response to disputes. Past results do not guarantee future results. Your individual credit situation is unique, and results will vary based on your specific circumstances.

5. Texas Service Area

755CreditScore does business exclusively within the State of Texas. Our credit counseling services are available only to residents of Texas. We comply with all Texas state laws and regulations governing credit counseling services.

6. CROA Compliance

Our services comply with the Credit Counseling Organizations Act (CROA) and all applicable federal and state credit counseling laws. Under CROA:

• You have the right to cancel our service agreement within 3 business days
• We cannot charge you for services until after completion
• We cannot guarantee the removal of negative items
• We cannot claim a special relationship with credit bureaus
• You have the right to perform credit counseling yourself at no cost

7. Fair Credit Reporting Act (FCRA) Notice

We operate under the regulations of the Fair Credit Reporting Act (FCRA). Consumers have the right to:

• Receive a free copy of their credit report annually
• Dispute inaccurate information directly with credit bureaus
• Request the removal of inaccurate, incomplete, or unverifiable items
• Know who has accessed their credit report

8. No Guarantee Against Debt Collectors

While we work to dispute and resolve outstanding debts, we cannot prevent collection agencies from pursuing valid debts. We strongly recommend consulting with an attorney regarding your debt obligations.

9. Credit Scores Not Guaranteed

Credit scores are calculated by credit reporting agencies using proprietary algorithms. Even if negative items are removed from your credit report, your credit score improvement is not guaranteed and will depend on various factors including your payment history, credit utilization, and other variables.

10. Medical and Personal Information

This disclaimer does not apply to medical or personal information disputes under HIPAA or similar regulations. We do not handle medical debt disputes or HIPAA-related matters.

11. No Endorsement

Any links to third-party websites do not constitute an endorsement of those sites or their services. We are not responsible for the content, accuracy, or practices of external websites.

12. Limitation of Liability

To the fullest extent permitted by law, 755CreditScore shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services or this website, even if we have been advised of the possibility of such damages.

13. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes become effective when posted. Your continued use of our services constitutes acceptance of any modifications.

14. Severability

If any part of this disclaimer is deemed unenforceable, the remainder shall remain in full force and effect.

15. Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

Contact for Questions

If you have questions about this disclaimer or our services: