Didn't Qualify for a Home Loan or Car Loan?
What's Next? Credit!
NO FEE Consultation
You do not need to wait for 7 to 10 years for items to fall off your credit report.
Improving your credit is one of the wisest investments you can make!
CALL US TODAY
We always strive to provide the most honest credit consulting service possible. Giving Credit Repair services and guiding consumers toward their rights is what we've done for years, which is why we're proud to be relied upon by our clients.
Getting your credit back on track can be challenging, but it doesn't have to be impossible. We are here for you when the road gets tough, and we'll help ensure your credit score never stays low because of one wrong decision again!
Have Our Experts Help You With the Following:
Federal Tax Lien
Bankruptcy, Public Records, Repossessions, Foreclosure, Judgments, Credit Fraud,
Late Payments, Collections, Identity Theft, Excessive Inquiries,
Reporting Errors, Charge-Offs
What Is Credit Counseling?
Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting. Most credit counseling aims to help a debtor avoid bankruptcy if they struggle with debt repayment. How do I know if credit counseling is legitimate? It's essential to research credit counseling agencies thoroughly before applying. Make sure they will send you free information about themselves and the services they provide without requiring any personal details from yourself; if this isn't possible, then consider going elsewhere for help as there might be a bad apple among them!
Would you like to improve your credit score? Have all those advertisements about how easy it is for a "Credit Repair Company" gotten on your nerves, or are they making an impression with their persistent marketing tactics? No matter what the case may be, everyone knows someone who needs help getting out of debt and into financial freedom! It doesn't take much research either- search "credit consulting" in any significant database such as Google Local (or Maps), Yellow Pages, etc., then call up some reputable firms near where YOU live/work so THAT THEY can give advice tailored just FOR YOUR situation without having TO except everybody else's standards because let.
How We Work
HOW LONG WILL IT TAKE TO IMPROVE MY CREDIT?
By a specific date, we cannot guarantee that your credit will improve to the extent you and the Credit Team desire. Nevertheless, we can tell you how long it took our clients to improve their creditworthiness.
ANALYSIS AND CONSULTATION
Depending on your goals, our counselor will develop an individualized plan for you. First, we will email you a list of accounts that includes derogatory and active statements. Once you have this list, we will spend as much time as needed via phone or Skype to help you understand this information and the option(s) for improving your creditworthiness. The credit counselor will also quote you the fee to retain Credit Team services to verify accounts on your credit reports if this is appropriate. Sometimes a consultation is all that is necessary.
Educate our clients on their path to improving their creditworthiness. Credit history and current use of credit have a tremendous impact on our credit reports and scores, and no two ways to recover are the same. Through caring client relationships, creative thinking, and honest and affordable service, we help our clients come closer to realizing their dreams.
Credit Education Service
What is a Charge Off
A charge-off ? You're worried about how a charge-off will affect your credit, please call our toll-free number, and one of our experts will be happy to help. We want to ensure that you understand this event's consequences and what you can do to protect your credit rating. Thanks for choosing our company!
How to understand a credit report. Credit reports from the three major credit bureaus can help you know your credit history, including why you may have been turned down in the past, how negative information may affect your credit score, and whether someone has tried to apply for credit under your name fraudulently. You can get your free credit reports from each of the three bureaus. To learn more about how to understand your credit report, Call us at 832-696-0755
How Much Will a Negative Item Hurt my Credit Score? Change the course of your financial future. Get a copy of your credit report and remove negative items like collections, inquiries, and late payments. Our professionals use the same dispute letters to get results quickly. Remove Negative Items.In Houston Texas we work on Generate Dispute Letters. Types: Collections, Inquiries, Late Payments. Try it now! Your credit score will thank you later!
Late payments fall into different categories, and how does your FICO® Score assess them? Our goal is to help you understand your FICO Score and how late payments affect it. Please visit our website to learn this topic and others related to credit. Our experts can answer any questions you may have. Keep up with the latest developments and stay ahead of the curve! Your choice of our company is greatly appreciated! We are founded in Houston, Texas.
Credit repair solutions for Houstonians
A lack of retirement savings, a debilitating credit score, and rising debt can result from living in Space City if you're not careful. It would help if you considered keeping your financial health in order to stay in Houston into your retirement years. Managing your debt involves improving your credit score. Mortgage and auto loans with a high credit score come with lower interest rates, which can add up to thousands in savings.
Like many Texans in Houston, consider credit repair if you pay a significant portion of your income towards transportation and housing. You must take the next step of this service to improve your credit as quickly as possible. This is because you intend to refinance your loans at the best interest rates.
Low credit score borrowers' loans are more expensive due to various factors used by Houston lenders. Check out this list of how much extra money a low credit score can cost if you're trying to buy a home or car or even manage your credit card.
What is the down payment for a house in Houston?
A conventional loan in Houston typically requires a credit score of at least 620, a 20% down payment, and a low debt-to-income ratio. It is possible to qualify for a Home with a lower credit score and a smaller down payment. However, if you want to buy in Houston, having solid financial standing can save you thousands. Adding thousands more in interest rates and private mortgage insurance is the last thing you want to do when houses go for an average of $250,925.
755creditscore.com- Credit Repair in Houston, and we are here to help you! We have a team of experienced professionals that can help improve your credit score, get you approved for a loan, and much more. We know the ins and outs of the credit industry and will work tirelessly to get the results you need. Houston is a Big City to explore and get your Credit Fixed!
Contact us today for a free consultation! Credit Repair Services
In need of a helping hand when it comes to repairing your Credit? Talk with one of our specialists, and they can show you how quick-fix solutions may be available for pennies on the dollar. So stop paying hundreds or thousands every year at high-interest rates! In addition, you'll have access to tax advice and insurance opportunities through this company's other service offerings like appraisals, financial planning, etc., so contact them today before someone else does.