Why Do Thieves Steal Your Identity?

What would you do if your identity was stolen? Questions start to flood your mind, leading you down a path of trying to figure out how and where this could have happened and you can’t help but feel violated and insecure. The two questions we all end up having are: why did they steal my identity and more importantly what will they do with my identity? While it’s often difficult to make sense of why a criminal does something, we can help identify a few of the most common things criminals do with a stolen identity.

• Open new credit cards in your name

• Make fraudulent purchases

• Log in to personal accounts (email, social media, bank, etc…)

• Open new phone and utility accounts in your name

• Clone your ATM or debit card

• Change your billing address

• Obtain a new driver’s license or official ID

• Use your identity when questioned by police

CREDIT REPORTS & SCORES

Suspicious changes in your credit report are one of the first indications that your information may have been compromised. If you feel something has gone wrong, one of the first steps we recommend is to take a look at your credit report and verify all of your information. We believe checking your report regularly is so important that we offer you 12 reports per year (on select plans), which is something our competition does not.

SCORECASTERIQ

ScoreCasterIQ is a benefit that allows consumers to understand the impact each credit account has on their score. ScoreCasterIQ provides a detailed analysis of the credit report, recommended actions to take with accounts negatively impacting the score, and an interactive tool to educate and assist with general credit score scenarios.

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ENHANCED CREDIT MONITORING

Daily credit monitoring gives insight into changes that are made to your credit report profile. Checking your credit report and score regularly, combined with the power of credit monitoring, empowers you to see changes as they occur and act quickly if something unexpected happens.