Credit Education and Document Preparation Services​

Contact Us (832)-696-0755

1350 E Nasa Parkway

STE 214 D Houston Tx 77058  

We want to get to know you, not your Credit Card.

Our counselors will never ask for a social security number or credit card

Why Us?

We're tired of credit repair firms that want to take advantage. We do what's suitable for our clients and their scores, not just try to get paid by billing them for unnecessary services or milking long-suffering consumers dry with exorbitant rates offered only on hidden contracts unconnectedly linked (if at all)to any form of financial assistance like loans from banks/credit unions which can be impossible if you don't have good enough ratings already because no one will provide anything but breadcrumbs once your account has been drained.

What are the differences between late payments, and how does your FICO® Score consider late payments? We're here to help you understand your FICO Score and how late payments can affect it. In addition, our experts will be available for any questions you may have. So stay informed and stay ahead of the curve! Thanks for choosing our company!

Frequently Asked Questions

You've got questions. We've got answers.

    There's nothing any credit repair company will or can do for            you that you can't do yourself for free.


    Paying someone to fix damage may be tempting, but you can do it yourself. There is no legal way to remove all accurate and 

  timely negative information you have on the credit report, everything a credit repair clinic can do for you legally, you can do yourself.

   Credit Repair: How to "Fix" It Yourself. Nothing a credit repair company can legally do for you that you can't do yourself for little or no cost. And the price of hiring a credit repair company can range from hundreds to thousands of dollars.

   Whenever possible, pay off your total balance in full each month to avoid yourselves paying finance charges. Maintaining a balance can also help you build a better credit report than carrying a balance because it prevents you from getting close to your credit limit.

      Credit repair companies usually waste your money since you can dispute credit report information for free. We will only remove or modify inaccurate information.

   You will gain points for each action; there is no minimum,    maximum, or average number of points you will earn each month. Your credit score depends on the reasons for your low score. Your credit score can improve by paying off your balances and reducing your credit utilization. Your credit score will improve after multiple collections and poor payment history.

    You can dispute credit report information for free without paying a credit repair company. We'll only remove or modify information if it's inaccurate.

     No credit score: What It Means. No credit score means you've never opened a credit account, such as a loan or credit card. Many young adults don't have credit in their name, so they don't have a credit score. It's a catch-22 when you don't have credit.