Transform Your Credit Score Transform Your Life
With 10+ years of experience and 4,500+ satisfied clients, we've helped thousands recover from credit challenges and rebuild their financial futures.
What We Fix
What Houston Clients Say
10+ years, 4,500+ clients, a 4.8 average across 127+ reviews. Here's a handful in their own words.
"Came in with a 540 and two old collections I'd been ignoring for years. Six months later I was at 735 and pre-approved for the home loan we'd been putting off. The team explained every step before they did it."
"Honest about what they could and couldn't remove from the start. No upfront fees, no big promises, just steady progress month after month. My score went from the high 500s to the low 700s in about 8 months."
"Identity theft completely wrecked my credit. 755CreditScore walked me through the FCRA fraud-block process, filed the disputes, and stayed on the bureaus until everything fraudulent was off. I can't recommend them enough."
"The free consultation was actually free, no upsell pressure. They told me which dispute to focus on first and exactly why. Three rounds later, the worst item on my report was gone."
"I'd called two other 'credit repair' companies before this one — both asked for $500-$1,000 upfront before doing anything, which I later learned is illegal. 755 explained it all and never charged me before doing the work."
"Took the consulting route instead of full service because I wanted to understand the process. One hour with them, a written plan, and I executed it myself. Score is up 90 points and I learned a ton."
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Simple, Transparent Pricing
755 Credit Counseling
Comprehensive credit counseling and monitoring
No hidden fees. Cancel anytime. Results typically seen in 3-6 months.
Frequently Asked
Yes, absolutely. Credit counseling is completely legal under the Fair Credit Reporting Act (FCRA). The FCRA gives you the right to dispute inaccurate information on your credit report, and our team handles this process professionally on your behalf.
Most clients see measurable results within 3-6 months. However, the timeline depends on your specific situation. Credit bureaus have 30 days to respond to disputes, and many items are removed within this period. Older items take longer to remove.
Improvement varies by individual. Our clients typically see 50-150 point increases after negative items are removed. The exact improvement depends on your current report and how many errors exist.
No legitimate credit counseling company can guarantee specific results. However, we're confident in our process because we only file valid disputes based on the FCRA. If errors exist on your report, we'll aggressively pursue their removal.
Bankruptcy can be disputed and removed if it was reported inaccurately or if certain conditions are met. Chapter 7 bankruptcy can be removed after 10 years, Chapter 13 after 7 years. We evaluate your specific situation during the free consultation.
Yes. If you're not satisfied with our service within the first 30 days, we offer a full refund. No questions asked. We're confident you'll see the value of professional credit counseling, but we want you to feel secure in your decision.
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Stop letting bad credit hold you back. Your better financial future starts today.
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