Didn't Qualify for a Home Loan or Car Loan?

What's Next? Credit!

NO FEE Consultation

You do not need to wait for 7 to 10 years for items to fall off your credit report.

Improving your credit is one of the wisest investments you can make! 



We always strive to provide the most honest credit consulting service possible. Giving Credit Repair services and guiding consumers toward their rights is what we've done for years, which is why we're proud to be relied upon by our clients.

Getting your credit back on track can be challenging, but it doesn't have to be impossible. We are here for you when the road gets tough, and we'll help ensure your credit score never stays low because of one wrong decision again!

What Is Credit Counseling?

 Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting. Most credit counseling aims to help a debtor avoid bankruptcy if they struggle with debt repayment. How do I know if credit counseling is legitimate? It's essential to research credit counseling agencies thoroughly before applying. Make sure they will send you free information about themselves and the services they provide without requiring any personal details from yourself; if this isn't possible, then consider going elsewhere for help as there might be a bad apple among them! 

Credit Repair New's

Would you like to improve your credit score? Have all those advertisements about how easy it is for a "Credit Repair Company" gotten on your nerves, or are they making an impression with their persistent marketing tactics? No matter what the case may be, everyone knows someone who needs help getting out of debt and into financial freedom! It doesn't take much research either- search "credit consulting" in any significant database such as Google Local (or Maps), Yellow Pages, etc., then call up some reputable firms near where YOU live/work so THAT THEY can give advice tailored just FOR YOUR situation without having TO except everybody else's standards because let.

How We Work


By a specific date, we cannot guarantee that your credit will improve to the extent you and the Credit Team desire. Nevertheless, we can tell you how long it took our clients to improve their creditworthiness. 


Depending on your goals, our counselor will develop an individualized plan for you. First, we will email you a list of accounts that includes derogatory and active statements. Once you have this list, we will spend as much time as needed via phone or Skype to help you understand this information and the option(s) for improving your creditworthiness. The credit counselor will also quote you the fee to retain Credit Team services to verify accounts on your credit reports if this is appropriate. Sometimes a consultation is all that is necessary.


Educate our clients on their path to improving their creditworthiness. Credit history and current use of credit have a tremendous impact on our credit reports and scores, and no two ways to recover are the same. Through caring client relationships, creative thinking, and honest and affordable service, we help our clients come closer to realizing their dreams.

Credit Education Service 

For over ten years, Robert Pfister has been delivering outstanding credit repair solutions to numerous clients across Houston and Texas. Through our unwavering commitment, our clients have experienced the elimination of negative and incorrect entries on their credit reports. We have successfully assisted numerous individuals and families in reaching their financial objectives by enhancing their credit scores and obtaining more favorable loan conditions.

At our credit repair firm, we recognize the importance of a strong credit score for achieving financial stability and prosperity. As a result, we work relentlessly to guarantee that our clients obtain the highest quality service and outcomes. Our expertise and established success record make us a reliable partner in helping you attain the financial independence you deserve.

Don't let poor credit hold you back any longer. Reach out to us today to discover more about our credit repair solutions and how we can assist you in boosting your credit score.

What is a Charge Off

A charge-off ? You're worried about how a charge-off will affect your credit, please call our toll-free number, and one of our experts will be happy to help. We want to ensure that you understand this event's consequences and what you can do to protect your credit rating. Thanks for choosing our company!

How Much Will a Negative Item Hurt my Credit Score? Change the course of your financial future. Get a copy of your credit report and remove negative items like collections, inquiries, and late payments. Our professionals use the same dispute letters to get results quickly. Remove Negative Items.In Houston Texas we work on Generate Dispute Letters. Types: Collections, Inquiries, Late Payments. Try it now! Your credit score will thank you later!  

Late payments fall into different categories, and how does your FICO® Score assess them? Our goal is to help you understand your FICO Score and how late payments affect it. Please visit our website to learn this topic and others related to credit. Our experts can answer any questions you may have. Keep up with the latest developments and stay ahead of the curve! Your choice of our company is greatly appreciated! We are founded in Houston, Texas. 

Credit repair solutions for Houstonians

Living in the vibrant Space City can be exciting, but it's essential to keep an eye on your financial well-being to ensure a comfortable future, including your retirement years. We genuinely care about helping you maintain good financial health in Houston!

It's crucial to build up your retirement savings, nurture a healthy credit score, and manage your debts responsibly. 

By focusing on improving your credit score, you can secure more favorable interest rates on mortgage and auto loans. These lower interest rates translate into significant savings over time, potentially adding up to thousands of dollars.We're here to support you on your financial journey and help you enjoy all that Houston has to offer, well into your golden years!

Like many Texans in Houston, consider credit repair if you pay a significant portion of your income towards transportation and housing. You must take the next step of this service to improve your credit as quickly as possible. This is because you intend to refinance your loans at the best interest rates.

Low credit score borrowers' loans are more expensive due to various factors used by Houston lenders. Check out this list of how much extra money a low credit score can cost if you're trying to buy a home or car or even manage your credit card.

What is the down payment for a house in Houston?

A conventional loan in Houston typically requires a credit score of at least 620, a 20% down payment, and a low debt-to-income ratio. It is possible to qualify for a Home with a lower credit score and a smaller down payment. However, if you want to buy in Houston, having solid financial standing can save you thousands. Adding thousands more in interest rates and private mortgage insurance is the last thing you want to do when houses go for an average of $250,925. Credit Repair in Houston, and we are here to help you! We have a team of experienced professionals that can help improve your credit score, get you approved for a loan, and much more. We know the ins and outs of the credit industry and will work tirelessly to get the results you need. Houston is a Big City to explore and get your Credit Fixed!

Contact us today for a free consultation! Credit Repair Services

In need of a helping hand when it comes to repairing your Credit? Talk with one of our specialists, and they can show you how quick-fix solutions may be available for pennies on the dollar. So stop paying hundreds or thousands every year at high-interest rates! In addition, you'll have access to tax advice and insurance opportunities through this company's other service offerings like appraisals, financial planning, etc., so contact them today before someone else does.