What you Get
Have Our Experts Help You With the Following:
Federal Tax Lien
Bankruptcy, Public Records, Repossessions, Foreclosure, Judgments, Credit Fraud,
Late Payments, Collections, Identity Theft, Excessive Inquiries,
Reporting Errors, Charge-Offs
We always strive to provide the most honest credit consulting service possible. Giving Credit Repair services and guiding consumers toward their rights is what we've done for years, which is why we're proud to be relied upon by our clients.
Getting your credit back on track can be challenging, but it doesn't have to be impossible. We are here for you when the road gets tough, and we'll help ensure your credit score never stays low because of one wrong decision again!
Didn't Qualify for a Home Loan or Car Loan?
What's Next? Credit!
NO FEE Consultation
You do not need to wait for 7 to 10 years for items to fall off your credit report.
The process of credit repair involves paying a third party, called a "credit restoration company," to remove information from your credit reports. Their services are marketed as helping people improve their scores enough to be able to borrow money or buy things, such as houses, again.
Getting to the next level will be our priority.
Often, credit repair is referred to as
In exchange for payment, the "credit services industry" removes information from your credit reports. As profit-driven companies, they market their services as a way to help people improve their credit scores so they can obtain loans or other financial favors from lenders.
Organizations that repair credit.
What is credit repair, and how does it work?
Credit management companies or bureaus often attempt to remove information from credit reportsxchange for payment. Their marketing is geared towards improving people's scores and they are profit-driven."
What Is Credit Counseling? Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting. Most credit counseling aims to help a debtor avoid bankruptcy if they struggle with debt repayment. How do I know if credit counseling is legitimate? It's essential to research credit counseling agencies thoroughly before applying. Make sure they will send you free information about themselves and the services they provide without requiring any personal details from yourself; if this isn't possible, then consider going elsewhere for help as there might be a bad apple among them!
Would you like to improve your credit score? Have all those advertisements about how easy it is for a "Credit Repair Company" gotten on your nerves, or are they making an impression with their persistent marketing tactics? No matter what the case may be, everyone knows someone who needs help getting out of debt and into financial freedom! It doesn't take much research either- search "credit consulting" in any significant database such as Google Local (or Maps), Yellow Pages, etc., then call up some reputable firms near where YOU live/work so THAT THEY can give advice tailored just FOR YOUR situation without having TO except everybody else's standards because let.
How We Work
HOW LONG WILL IT TAKE TO IMPROVE MY CREDIT?
By a specific date, we cannot guarantee that your credit will improve to the extent you and the Credit Team desire. Nevertheless, we can tell you how long it took our clients to improve their creditworthiness.
ANALYSIS AND CONSULTATION
Depending on your goals, our counselor will develop an individualized plan for you. First, we will email you a list of accounts that includes derogatory and active statements. Once you have this list, we will spend as much time as needed via phone or Skype to help you understand this information and the option(s) for improving your creditworthiness. The credit counselor will also quote you the fee to retain Credit Team services to verify accounts on your credit reports if this is appropriate. Sometimes a consultation is all that is necessary.
Educate our clients on their path to improving their creditworthiness. Credit history and current use of credit have a tremendous impact on our credit reports and scores, and no two ways to recover are the same. Through caring client relationships, creative thinking, and honest and affordable service, we help our clients come closer to realizing their dreams.
Credit Education Service
What is a Charge Off
A charge-off ? You're worried about how a charge-off will affect your credit, please call our toll-free number, and one of our experts will be happy to help. We want to ensure that you understand this event's consequences and what you can do to protect your credit rating. Thanks for choosing our company!
How Much Will a Negative Item Hurt my Credit Score? Change the course of your financial future. Get a copy of your credit report and remove negative items like collections, inquiries, and late payments. Our professionals use the same dispute letters to get results quickly. Remove Negative Items.In Houston Texas we work on Generate Dispute Letters. Types: Collections, Inquiries, Late Payments. Try it now! Your credit score will thank you later!
How to understand a credit report. Credit reports from the three major credit bureaus can help you know your credit history, including why you may have been turned down in the past, how negative information may affect your credit score, and whether someone has tried to apply for credit under your name fraudulently. You can get your free credit reports from each of the three bureaus. To learn more about how to understand your credit report, Call us at 832-696-0755
Late payments fall into different categories, and how does your FICO® Score assess them? Our goal is to help you understand your FICO Score and how late payments affect it. Please visit our website to learn this topic and others related to credit. Our experts can answer any questions you may have. Keep up with the latest developments and stay ahead of the curve! Your choice of our company is greatly appreciated! We are founded in Houston, Texas.
Credit repair solutions for Houstonians
A lack of retirement savings, a debilitating credit score, and rising debt can result from living in Space City if you're not careful. It would help if you considered keeping your financial health in order to stay in Houston into your retirement years. Managing your debt involves improving your credit score. Mortgage and auto loans with a high credit score come with lower interest rates, which can add up to thousands in savings.
Like many Texans in Houston, consider credit repair if you pay a significant portion of your income towards transportation and housing. You must take the next step of this service to improve your credit as quickly as possible. This is because you intend to refinance your loans at the best interest rates.
Low credit score borrowers' loans are more expensive due to various factors used by Houston lenders. Check out this list of how much extra money a low credit score can cost if you're trying to buy a home or car or even manage your credit card.
What is the down payment for a house in Houston?
A conventional loan in Houston typically requires a credit score of at least 620, a 20% down payment, and a low debt-to-income ratio. It is possible to qualify for a Home with a lower credit score and a smaller down payment. However, if you want to buy in Houston, having solid financial standing can save you thousands. Adding thousands more in interest rates and private mortgage insurance is the last thing you want to do when houses go for an average of $250,925.
What are the differences between late payments, and how does your FICO® Score consider late payments? We're here to help you understand your FICO Score and how late payments can affect it. In addition, our experts will be available for any questions you may have. So stay informed and stay ahead of the curve! Thanks for choosing our company!
Frequently Asked Questions
You've got questions. We've got answers.
There's nothing any credit repair company will or can do for you that you can't do yourself for free.
Paying someone to fix damage may be tempting, but you can do it yourself. There is no legal way to remove all accurate and
timely negative information you have on the credit report, everything a credit repair clinic can do for you legally, you can do yourself.
Credit Repair: How to "Fix" It Yourself. Nothing a credit repair company can legally do for you that you can't do yourself for little or no cost. And the price of hiring a credit repair company can range from hundreds to thousands of dollars.
Whenever possible, pay off your total balance in full each month to avoid yourselves paying finance charges. Maintaining a balance can also help you build a better credit report than carrying a balance because it prevents you from getting close to your credit limit.
Credit repair companies usually waste your money since you can dispute credit report information for free. We will only remove or modify inaccurate information.
You will gain points for each action; there is no minimum, maximum, or average number of points you will earn each month. Your credit score depends on the reasons for your low score. Your credit score can improve by paying off your balances and reducing your credit utilization. Your credit score will improve after multiple collections and poor payment history.
You can dispute credit report information for free without paying a credit repair company. We'll only remove or modify information if it's inaccurate.
No credit score: What It Means. No credit score means you've never opened a credit account, such as a loan or credit card. Many young adults don't have credit in their name, so they don't have a credit score. It's a catch-22 when you don't have credit.
We're tired of credit repair firms that want to take advantage. We do what's suitable for our clients and their scores, not just try to get paid by billing them for unnecessary services or milking long-suffering consumers dry with exorbitant rates offered only on hidden contracts unconnectedly linked (if at all)to any form of financial assistance like loans from banks/credit unions which can be impossible if you don't have good enough ratings already because no one will provide anything but breadcrumbs once your account has been drained.
What are negative items?
How to remove collections
How to remove late payments
How to remove hard inquiries
How to remove debt settlement
How to remove foreclosure
How to remove bankruptcy
How to remove charge-offs
How to remove repossession
How to remove medical bills
What is a good credit score?
What is a bad credit score?
Credit score ranges
Why did my credit score drop?
Length of credit history
How to check your credit score
How to build credit
How to freeze your credit
How to rebuild your credit score
How your credit score is calculated
What is a credit report?
What is the Fair Credit Reporting Act?
How to read a credit report
How to dispute a credit report
Credit reporting agencies
Who can check your credit report?
How to fix my credit
DIY credit repair
How quickly will my credit score update?
609 letter template
Pay-for-delete letter template
What is a credit repair company?
How to avoid credit repair scams
How long does it take to fix my credit?
How to improve credit score
Things to Do in Houston - Tripadvisor
Improving your credit is one of the wisest investments you can make!
755creditscore.com- Credit Repair in Houston, and we are here to help you! We have a team of experienced professionals that can help improve your credit score, get you approved for a loan, and much more. We know the ins and outs of the credit industry and will work tirelessly to get the results you need. Houston is a Big City to explore and get your Credit Fixed!
Contact us today for a free consultation! Credit Repair Services
In need of a helping hand when it comes to repairing your Credit? Talk with one of our specialists, and they can show you how quick-fix solutions may be available for pennies on the dollar. So stop paying hundreds or thousands every year at high-interest rates! In addition, you'll have access to tax advice and insurance opportunities through this company's other service offerings like appraisals, financial planning, etc., so contact them today before someone else does.