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Let Us Assist You with the Following:

  • Federal Tax Liens

  • Bankruptcy

  • Public Records

  • Repossessions

  • Foreclosure

  • Judgments

  • Credit Fraud

  • Late Payments

  • Collections

  • Identity Theft

  • Excessive Inquiries

  • Reporting Errors

  • Charge-Offs

We always strive to provide the most honest credit consulting service possible. Giving Credit Repair services and guiding consumers toward their rights is what we've done for years, which is why we're proud to be relied upon by our clients.

Getting your credit back on track can be challenging, but it doesn't have to be impossible. We are here for you when the road gets tough, and we'll help ensure your credit score never stays low because of one wrong decision again!

Didn't Qualify for a Home Loan or Car Loan? What's Next?
Credit! Take advantage of our NO FEE Consultation.
You don't have to wait 7 to 10 years for items to drop off your credit report.

How to Stop Living Paycheck to Paycheck: A proven path to money mastery in only 15 minutes a week! (Smart Money Blueprint)


The Theory of Money and Credit

Elevating your credit standing is our mission. We understand that the credit repair journey often entails enlisting a third party's assistance, commonly referred to as a "credit restoration company." These professionals specialize in removing negative information from your credit reports. Their services are tailored to aid individuals in enhancing their credit scores, facilitating opportunities to secure loans for significant purchases like homes. At our company, propelling you to the next level is our top priority.

Apply for your secured credit card in minutes and get your finances back on track.
Credit Builder Card is a trusted_edited.

755creditscore, we make it our mission to elucidate to our clients our relentless commitment to enhancing their credit score. We pledge to advocate vigorously on their behalf, ensuring swift and efficient progress towards their credit improvement goals.

How We Work


By a specific date, we cannot guarantee that your credit will improve to the extent you and the Credit Team desire. Nevertheless, we can tell you how long it took our clients to improve their creditworthiness. 


Depending on your goals, our counselor will develop an individualized plan for you. First, we will email you a list of accounts that includes derogatory and active statements. Once you have this list, we will spend as much time as needed via phone or Skype to help you understand this information and the option(s) for improving your creditworthiness. The credit counselor will also quote you the fee to retain Credit Team services to verify accounts on your credit reports if this is appropriate. Sometimes a consultation is all that is necessary.


Educate our clients on their path to improving their creditworthiness. Credit history and current use of credit have a tremendous impact on our credit reports and scores, and no two ways to recover are the same. Through caring client relationships, creative thinking, and honest and affordable service, we help our clients come closer to realizing their dreams.

Credit Education Service | Credit Repair

What is a Charge Off

A charge-off ? You're worried about how a charge-off will affect your credit, please call our toll-free number, and one of our experts will be happy to help. We want to ensure that you understand this event's consequences and what you can do to protect your credit rating. Thanks for choosing our company!

How Much Will a Negative Item Hurt my Credit Score? Change the course of your financial future. Get a copy of your credit report and remove negative items like collections, inquiries, and late payments. Our professionals use the same dispute letters to get results quickly. Remove Negative Items.In Houston Texas we work on Generate Dispute Letters. Types: Collections, Inquiries, Late Payments. Try it now! Your credit score will thank you later! 

Late payments fall into different categories, and how does your FICO® Score assess them? Our goal is to help you understand your FICO Score and how late payments affect it. Please visit our website to learn this topic and others related to credit. Our experts can answer any questions you may have. Keep up with the latest developments and stay ahead of the curve! Your choice of our company is greatly appreciated! We are founded in Houston, Texas.

We understand the importance of clear and effective communication. That's why we're proud to offer services in Vietnamese- German and English catering to a diverse clientele.
Whether you have questions, need support, or want to discuss our services, feel free to reach out to us.
Credit repair solutions for Houstonians

What is the difference among various late payments, and how does FICO® Score evaluate late payments? We'll take care of your FICO Score and late payments issues, and shed light for you on how to be ahead. Our team are always available for your questions. Stay informed to be ahead! Thank you for your choice of our company! 

Frequently Asked Questions

You've got questions. We've got answers.

Credit Repair in Houston Texas
    There is nothing any credit repair agency will or can do for you that you can’t do for free.


Credit Repair Help!

    If you don’t want to pay for damage that some anonymous party has inflicted on you, don’t. But it’s something you can do without hiring anyone.    It is impossible to ‘right’ every inaccuracy.   

 timely sucker you, the only negative information you have on the credit report, anything a credit repair shop can legally do for you, you can do for yourself. 

How to Repair Credit

  All 100 bologna slices: consider ‘credit repair’. What magic can any credit repair company accomplish that you can’t do for yourself, for free or pretty cheap – and, by the way, it can cost hundreds or even thousands of dollars to hire a credit repair company.

Credit restoration is when?

 As much as you can, pay the total balance each month, rather than paying finance charges. Another way in which having a balance might improve your credit history, rather than hurting it, is that it keeps you further away from your credit limit than carrying a balance.

Credit Restoration Company

 In fact, most credit repair companies are a waste of money as the disputing of credit report information is a right you already have which you can request for free. We will only correct inaccurate information.

How to Improve Your Credit Score?

  Points will be awarded for each action; there is no minimum, maximum or average amount of points you will earn each month.          Your credit score is based on the reasons for a low score. ·        

If your credit score is low, you can improve it by paying down your balances and utilization. Your credit score will improve after multiple collections and derogatory payment history.

Credit repair services

     You have the right to dispute anything in your credit report without paying a credit repair company to assist you. We will remove or change information only if it is inaccurate. 

So, do you have any credit

          No credit was designed by the scammer to refer to something different from what the sender was checking. When you search for information online about people who have ‘no credit’, you quickly discover that this refers to people who have no credit accounts with banks, like credit cards or a mortgage. Most young adults don’t have accounts in their own name, therefore no credit score. ‘If you don’t have credit, you don’t have credit. It’s like the catch-22.

Why Us?

We're tired of credit repair firms that want to take advantage. We do what's suitable for our clients and their scores, not just try to get paid by billing them for unnecessary services or milking long-suffering consumers dry with exorbitant rates offered only on hidden contracts unconnectedly linked (if at all)to any form of financial assistance like loans from banks/credit unions which can be impossible if you don't have good enough ratings already because no one will provide anything but breadcrumbs once your account has been drained.

Fair Credit Reporting Act (FCRA) laws.

  • Negative items

    • What are negative items?

    • How to remove collections

    • How to remove late payments

    • How to remove hard inquiries

    • How to remove debt settlement

    • How to remove foreclosure

    • How to remove bankruptcy

    • How to remove charge-offs

    • How to remove repossession

    • How to remove medical bills

  • Credit scores

    • What is a good credit score?

    • What is a bad credit score?

    • Credit score ranges

    • Why did my credit score drop?

    • Length of credit history

    • How to check your credit score

    • How to build credit

    • How to freeze your credit

    • How to rebuild your credit score

    • How your credit score is calculated

  • Credit reports

    • What is a credit report?

    • What is the Fair Credit Reporting Act?

    • How to read a credit report

    • How to dispute a credit report

    • Credit reporting agencies

    • Who can check your credit report?

  • Credit repair

    • How to fix my credit

    • DIY credit repair

    • How quickly will my credit score update?

    • 609 letter template

    • Pay-for-delete letter template

    • What is a credit repair company?

    • How to avoid credit repair scams

    • How long does it take to fix my credit?

    • How to improve credit score

Improving your credit is one of the wisest investments you can make!

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